During a manufactured home owner's life, a beneficiary designation does not:
(1) affect an interest or right of the owner or owners making the designation, including the right to transfer or encumber the home that is the subject of the designation;
(2) create a legal or equitable interest in favor of a designated beneficiary in the home that is the subject of the designation, even if the beneficiary has actual or constructive notice of the designation;
(3) affect an interest or right of a secured or unsecured creditor or future creditor of the owner or owners making the designation, even if the creditor has actual or constructive notice of the designation; or
(4) affect an owner's or any designated beneficiary's eligibility for any form of public assistance, subject to applicable federal law.
Official text of the Texas Estates Code as published by the Texas Legislative Council.