(a) This section applies only to a credit transaction that does not involve real property.
(b) Only a fee or tax that is paid by the creditor as required by law, including a rule, or a fee or tax paid on behalf of the consumer to a governmental entity in relation to the credit transaction may be charged to the consumer.
(c) A documentary fee for the preparation of a credit document may not be charged to the consumer.
Official text of the Texas Finance Code as published by the Texas Legislative Council.