(a) A person commits an offense if the person engages in a business that is subject to Chapter 342, 346, or 351 without holding the license or other authorization required under that chapter.
(b) An offense under this section is a misdemeanor punishable by a fine of not more than $1,000.
(c) Each loan made without the authority required by Chapter 342, 346, or 351 is a separate offense.
Official text of the Texas Finance Code as published by the Texas Legislative Council.