A transaction is not excluded as a retail installment transaction because:
(1) the retail seller arranges to transfer the retail buyer's obligation;
(2) the amount of any charge in the transaction is determined by reference to a chart or other information furnished by a financing institution;
(3) a form for all or part of the retail installment contract is furnished by a financing institution; or
(4) the credit standing of the retail buyer is evaluated by a financing institution.
Official text of the Texas Finance Code as published by the Texas Legislative Council.