An expense payment authorized by this subchapter may be:
(1) collected by the savings bank from the borrower and:
(A) retained by the savings bank; or
(B) paid to a person rendering a service for which a charge was made, including an officer, director, or employee of the savings bank rendering the service; or
(2) paid directly by the borrower to the person rendering the service.
Official text of the Texas Finance Code as published by the Texas Legislative Council.