The commissioner may give a locality, municipality, or other political subdivision credit for:
(1) each fire hazard that the locality, municipality, or other political subdivision reduces or removes;
(2) additional fire-fighting equipment, increased police protection, or any other equipment or improvement that tends to reduce the fire hazard of the locality, municipality, or other political subdivision; and
(3) a good fire record made by the locality, municipality, or other political subdivision.
Official text of the Texas Insurance Code as published by the Texas Legislative Council.